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Submission Procedures:

Loans can be submitted one of 3 simple ways:

1)                 Via delivery: send package to à
First National Bank of Nassau County
Attn: Registration Desk
3010 Royal Boulevard South, Suite 230
Alpharetta, GA 30022

2)                 Via e-mail: scan and send package to à
registration@fnb-palm.com (for conventional loans) or FHAloans@fnb-palm.com (for FHA loans)

3)                 Via fax: send to à 678-840-2131

Be sure to include the completed Submission Fee Sheet!  For FHA loans please be sure to e-mail the original-generation PDF appraisal to the FHA submission mailbox.   

HVCC Appraisal Ordering Policies & Procedures  (click here to view FNB's policies & procedures)

FHA Loan Procedures:

Please click here to view additional specifics regarding FHA loan pre-qualification, submission, and underwriting.  Additionally, our underwriters have put together some helpful processing tips and FNB-specific overlays that should answer many commonly asked FHA questions.

Lock Procedures:

To lock, please submit your request via e-mail to locks@fnb-palm.com or via fax to 866-295-1441 using the FNB Lock Request Form.  Please note: doing so does not constitute a loan registration.  Click HERE to view our Lock Policy.

Mortgagee Clause:

Our mortgagee clause for title, ICPL, and hazard should read exactly as follows:

CBC National Bank, ISAOA/ATIMA
3010 Royal Boulevard South, Suite 230
Alpharetta, GA 30022

Fees:

1st Lien Admin/Commitment Fee

$

595.00

2nd Lien Admin/Commitment Fee

$

150.00

Tax Service Fee

$

76.00

Flood Cert Fee

$

22.00

Wire Fee

$

20.00

GRMA Fee

$

6.50

This wholesale lender website is intended strictly for use by mortgage professionals only.  No portion may be distributed directly to loan applicant with the exception of disclosure forms.